Off shore health benefits

Tip of the Month

Avacados Eating at least two servings of avocado a week reduced the risk of having a heart attack by 21% when compared to avoiding or rarely eating avocados. -JAHA March 30 2022

Tip of the month – Overcharging by International Hospitals Feb 2022

When choosing a global or regional medical plan abroad, check for “out of network” penalties. First rule of thumb is to always work through your insurance company if an air ambulance or medical emergency arises. Coordination of care should include your insurance company at every step. International hospitals very often contract air emergency flights and…
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Global Health Insurance: Buyer Beware in 2022

So many agents and brokers who sell individual & family medical insurance global health plans, make up to 30% commissions annually. Many of these international medical plans are not worth the paper they are written on. So many agents keep selling because of these high commissions and tend to look the other way when there…
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Tip of Week: Avoid General Agents When Shopping for International Medical Insurance

When shopping the Global Medical Insurance market, make sure YOU ARE NOT dealing with company who uses a General Agent to communicate instead of direct through International Agent/Broker, like Offshore Health Benefits. These insurance companies who engage in this practice simply hide behind General Agents after denying claims or non communication. You have very little…
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Weekly Update

List are Important Issues to Consider and Questions to Ask – Oct 2020 Reinsurance – make sure the proposed international insurance products are underwritten by a strong re-insurer, this is very important. Reinsurers often audit corresponding companies who sell their products.  Also, a strong re-insurer should have strict guidelines in place related to Underwriting, Claim…
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HCC Atlas – The Preferred Global Emergency & Travel Coverage for Individuals & Families in 2022

Offered by OffshoreHealthBenefits.com Customize Your Travel Medical Insurance with the HCC ATLAS PLAN QUOTE : HCC ATLAS Application and Benefits When international travel poses medical and financial risk, Atlas Travel insurance is there. Customize your Atlas Travel plan by choosing your deductible, coverage length, and overall coverage maximum. Atlas Travel Is Designed for Global Travelers…
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Cigna Global Health Application
flexible woman performing yoga on coast of ocean
traveler with horses and donkey crossing river in highland

Tip #1 – Purchasing Global Medical Insurance in 2020 – Choose Wisely!

Purchasing Global Medical Insurance in 2020 (Medical Coverage Outside of the USA) One size does not fit all. When choosing a health insurance policy, always remember that one plan doesn’t fit all. A “Bronze” plan may be better for someone who is on a tight budget and younger, like a college kid traveling the world.…
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Cigna Global Health Benefits Individual & Family Health Insurance – Plan Options for Expatriates in 2020

Customize your global health plan, don’t pay for benefits & services you do not need.