Your Health is Priceless…

Fortunately, protecting it needn’t cost a fortune.
Our Emergency Plus plan combines perfect protection and affordable monthly premiums…

Age Range Monthly Premium*
31 to 35 $74.55
36 to 40 $82.80
41 to 45 $96.75
*Premiums based on full medical underwriting, worldwide excluding USA cover and a $1,000 annual deductible.

Our Health Plans

Benefits in USD

Find out more at healthcareinternational.com

Or, if you’d like to talk, just call +44 20 7590 8800 or email

enquiries@healthcareinternational.com

 

Emergency+

Standard

Plus

Premium

Executive

Benefits

Maximum we will pay each period of insurance

$500,000

$1,000,000

$1,500,000

$2,000,000

$2,500,000

Deductible per period of insurance

$0 / $250 / $1,000 / $2,000

$250 / $1,000

$250 / $1,000

$0 / $250 / $1,000

$0 / $250 / $1,000

Co-pay

Nil, 10%, 20%, 30%

Nil, 10%, 20%, 30%

Nil, 10%, 20%, 30%

Nil, 10%, 20%, 30%

Nil, 10%, 20%, 30%

Hospice or terminal care benefits

Hospice or terminal care

Up to a lifetime limit of $20,000

Up to a lifetime limit of $20,000

Up to a lifetime limit of $20,000

Up to a lifetime limit of $200,000

Up to a lifetime limit of $200,000

In-patient benefits

Accommodation, operating theatre, and recovery room costs

100%

100%

100%

100%

100%

Congenital defects

No cover

100%

100%

100%

100%

Diagnostic procedures

100%

100%

100%

100%

100%

Nursing

100%

100%

100%

100%

100%

Prescription drugs and medicines

100%

100%

100%

100%

100%

Physician, specialist, surgeon, and anaesthetist fees

100%

100%

100%

100%

100%

Medical second opinion

100%

100%

100%

100%

100%

Hospital cash benefit

$100 per day up to 30 days

$100 per day up to 30 days

$200 per day up to 30 days

$250 per day up to 30 days

$250 per day up to 45 days

Eye surgery

100%

100%

100%

100%

100%

Organ transplant

Up to a lifetime limit of $100,000

Up to a lifetime limit of $100,000

Up to a lifetime limit of $100,000

Up to a lifetime limit of $500,000

Up to a lifetime limit of $500,000

Parent accommodation for children up to 16 years old

$45 per day up to 30 days

$45 per day up to 30 days

$150 per day up to 30 days

$150 per day up to 30 days

$150 per day up to 45 days

Day-Patient benefits

Day-patient benefits

100%

100%

100%

100%

100%

 

Emergency+

Standard

Plus

Premium

Executive

Outpatient Benefits

Alternative medicine

No Cover

No Cover

No Cover

No Cover

Up to $400

Physician and paramedic fees

No Cover

No Cover

75% up to $1,000 1

75%

100%

Diagnostics

No Cover

No Cover

75% up to $1,000 1

75%

100%

Physiotherapy

No Cover

No Cover

Maximum 12 sessions up to $1000

Maximum 12 sessions up to $1000

Maximum 12 sessions

Prescription drugs and medicines

No Cover

No Cover

Up to $1000

Up to $1000

Up to $1000

Cancer benefits

Cancer treatment

100%

100%

100%

100%

100%

Preventative benefits

Annual health checks – you won’t be able to claim within the first 12 months

No Cover

No Cover

No Cover

Up to $400

Up to $1,500

Vaccinations

No Cover

75% up to $150

75% up to $150

Up to $250

100%

Wellbeing tests

No Cover

No Cover

Up to $450

Up to $450

Up to $450

Well-child care

No Cover

No Cover

Up to $1000

Up to $1000

Up to $1000

Maternity benefits (12 month waiting period)

Maternity

No Cover

Up to $3,000

Up to $3,000

Up to $15,000 / $20,000 if both parents join together

Up to $17,500 / $25,000 if both parents join together

Complications of pregnancy and Complications of childbirth

No Cover

Up to $10,000

Up to $50,000

Up to $500,000

Up to $1,000,000

New-born care, including premature new-borns, for the first 30 days after birth.

No Cover

Up to $50,000

Up to $100,000

Up to $150,000

Up to $250,000

Dental benefits (Overall limit of $4,000)

N/A

N/A

Optional benefit

Optional benefit

Included

Emergency dental treatment**

No Cover

No Cover

Up to $2,000

Up to $2,000

Up to $2,000

Routine dental care 2

(6 month waiting period)

No Cover

No Cover

75% up to $700

75% up to $700

Up to $700

Restorative dental treatment 2

(6 month waiting period)

No Cover

No Cover

75% up to $2,000

75% up to $2,000

Up to $2,000

Dental crowns, bridges, dentures, and implants

(6 month waiting period)

No Cover

No Cover

50% up to $500 per tooth to a limit of $2,000

50% up to $500 per tooth to a limit of $2,000

50% up to $500 per tooth to a limit of $2,000

Orthodontic treatment for children under 18

(6 month waiting period)

No Cover

No Cover

50% up to a lifetime limit of $2,000

50% up to a lifetime limit of $2,000

50% up to a lifetime limit of $2,000

**Combined benefit limit of up to $1,000 1 and $2,000 2 per period of insurance, per person

 

Emergency+

Standard

Plus

Premium

Executive

Special and Travel Benefits

Accompanying person’s Travel Expenses

Up to $5,000

Up to $5,000

Up to $5,000

Up to $5,000

Up to $5,000

Compassionate travel and accommodation expenses

Up to $5,000

Up to $5,000

Up to $5,000

Up to $5,000

Up to $5,000

Elective Home Country Treatment

No Cover

No Cover

100%

100%

100%

Emergency Medical Transfer or Evacuation and repatriation

100%

100%

100%

100%

100%

Medical Treatment Outside Your Area of Cover

Up to 60 days per year

Up to 60 days per year

Up to 60 days per year

Up to 60 days per year

Up to 60 days per year

Repatriation of mortal remains

Up to $3,000

100%

100%

100%

100%

Road ambulance transportation

100%

100%

100%

100%

100%

Other benefits

Glasses and contact lenses

(6 month waiting period)

No Cover

No Cover

No Cover

No Cover

Up to $400

Home nursing

No Cover

No Cover

No Cover

Up to 60 days

Up to 60 days

Prescribed medical aids

No Cover

No Cover

No Cover

No Cover

50% up to a lifetime limit of $6,000

Psychiatric, drug and alcohol abuse

No Cover

No Cover

No Cover

No Cover

50% up to a lifetime limit of $5,000

Rehabilitation following In-Patient Treatment

No Cover

No Cover

No Cover

Up to 45 days

Up to 60 days

Personal Accident

Death

$25,000

$25,000

$25,000

$25,000

$25,000

 
 

 Note:

Deductibles on our policies are applied per period of insurance. This means that each year you will only pay the deductible once. The deductible is not applied to the dental or death benefits.

 

 

Annual cover up to $500,000

Emergency evacuation and repatriation

Full cancer and chronic cover

Freedom to choose where you have treatment

Full cover for inpatient and day case treatment

24/7/365 emergency support

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