Our services

Short Term Travel Coverage

(5 days – 12 months)

We offer medical coverage and emergency air avucation for those trips from 5 days to 12 month, Super low rates and access to private hospitals worldwide.

Long Term Global Medical Insurance

(12 months or longer)

For those who plan on taking on the world and demand global medical insurance while living abroad, we have you covered. Our represented global insurance plans offer medical, dental, life insurance, and air ambulance for global citizen who demands low cost premiums and guaranteed annual renewal.

Air Ambulance & Medical Evacuation

(Term Varies)

Global Evacuation Coverage for those who would rather take control of their own emergencies and chose their own path of medical care.

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Applications Pending
Inbound Calls / Emails
Outbound Calls

What our clients say

“Joined Offshore Health Benefits and signed on with the WEA Plan- Elite and so far so good. No claims but the team at Offshore Health Benefits checks on us often. Our rate for a family of four is less than $1800 a year and we access to the United Healthcare PPO in the States.” -John from Panama City, Panama

“We are an Expat Family in San Miguel de Allende, Mexico and have been with Offshore Health Benefits since 2009 and can not say enough about the service and access to hospitals in Mexico City.”
“Low premium, great communication, year in and year out.” Since 2014
Steve & Erin Bond  -Caribbean Islands

Hello Expats, I have been a member of HCI since August 2013 and live abroad. On October 31, 2013 I had, very unexpectedly, a heart attack. I was 45 years old and always lived a fairly healthy and active lifestyle. Fortunately, I recognized the warning signs and went to the doctors office to have my blood pressure checked and while hooked up to the EKG machine, it happened. The doctor was able to revive me with CPR and defibrillation. And later that day had a stint placed in, what they call, “the widowmaker” artery. Well, fortunately I had HCI’s catastrophic health insurance policy with a $2000 per incident deductible. Living abroad allows me to purchase health insurance from other more affordable resources in Europe. Otherwise, I would have been unable to afford health insurance from the US. My experience with HCI claims went very well. I contacted Offshore Health Benefits, Ltd, as soon as I was stabilized and he notified HCI of my situation. I was able to communicate all the information HCI needed via email and by Dec. 2013 my 40k claim was settled. So, for those of you considering HCI. I just wanted to pass along my recent experience so that you can, more confidently, decide if the HCI plan is right for you.

Randle Elmore Caribbean Islands


About us

Offshore Health Benefits

Since 2002, Offshore Health Benefits has offered the top rated international medical insurance plans which include a guaranteed annual renewal, air ambulance & evacuation, global medical coverage and access to highly ranked private hospitals throughout the world.

Did you know there is global expatriate health insurance that simply does not offer renewals and if a member falls ill, he/she could just be dropped at renewal time which could lead to being uninsured and large out of pocket costs. Why not plan a Skype call with our consulting team and let’s work through the questions and specific situation.

We do not offer overpriced global medical insurance and we do not offer insurance carriers who do a poor job at paying claims, we fire them. At Offshore Heath Benefits, a member receives an annual claims audit at no charge.  We only work with insurance carriers who pay claims and offer affordable annual rates to Expatriates living abroad.

It is always best to speak with one of our Global Medical Consultants prior to making any purchasing decisions. Do not go direct when purchasing a plan; you may need an experienced Third Party Advocate to assist you with a global insurance claim, annual renewal, plan change, or air ambulance matter. We charge nothing to help and the carrier’s published book rates are exactly the same as our rates. We are more than happy to reach out to you via Skype or telephone.

Our consulting team has assisted with the negotiation of millions of dollars in medical claims since 2002.

From Mexico to Bali, we cover everyone. At Offshore Health Benefits, Ltd. there is never an agent fee.