Travel Medical Insurance – Partnering with HCC 2018-2019
Product Overview – Offered by Offshore Health Benefits
Atlas Travel®: Atlas Travel is built for individuals traveling outside their home country for more than 5 days. This product provides coverage for the unexpected illnesses or injuries so you can focus on enjoying your international trip. Atlas policies also inclu de various travel assistance services, including lost passport and document support, as well as lost checked luggage coverage.
Atlas Group®: Atlas Group is the Atlas Travel plan provided at a group discounted rate. It provides a 10% discount for groups of 5 or more.
Atlas MultiTripTM: Atlas MultiTrip is an annual insurance plan designed for business executives, sales professionals, and international travelers taking multiple trips of up to 30 days or 45 days, whichever you elect, throughout the year. Customers have the convenience of a one-time payment and coverage is ensured for any number of last minute international trips. International coverage is available to employees and their families.
StudentSecure®: The product provides international student health insurance for full-time students or scholars studying outside their home country. StudentSecure offers four levels of coverage—Elite, Select, Budget, and Smart, depending on wha t type of coverage fits the student’s needs and budget. All StudentSecure plans meet J-1 visa requirements, as well as most school requirements.
What kind of international traveler are you?
People travel abroad for many different reasons. No matter what type of international trip you plan to take, be aware that your home country medical insurance may not cover you once you cross borders. Scan the different types of international travel below to determine what kind of travel medical insurance policy will work best for your situation.
Leisure Travel—Whether it’s the quintessential family vacation, a honeymoon abroad, or maybe just the trip you’ve always saved up for, traveling for leisure can be an exciting time. Purchasing an Atlas Travel medical insurance policy will provide you with coverage for the unexpected illness or injury so you can focus on enjoying your international trip. Atlas policies also include various travel assistance services, including lost passport and document support, as well as lost luggage coverage for further peace of mind.
If your trip includes traveling with a group of five or more people, you can take advantage of an Atlas Group policy. Atlas Group plans include the same benefits and services of an Atlas Travel policy with the added benefit of a 10% discount.
U.S. Visitor Travel— If you are planning a trip to the U.S., you must first obtain a visa. Visitor visas are nonimmigrant visas for trips to the U.S. for business (visa category B-1), tourism, or visiting (visa category B-2).
While traveling in the U.S., you’ll have access to quality medical care for any unexpected illnesses or injuries you may encounter during your trip. However, this care can be extremely costly without insurance coverage. An Atlas Travel insurance policy can provide coverage in the event of an accident or emergency as you travel within the U.S.
My Family is Visiting the U.S.
Study Abroad— If you are a full-time student or scholar preparing to study abroad, your home country medical insurance might not provide coverage for you while abroad. Studying abroad is an exciting opportunity to increase your cultural awareness as you continue with your higher education. As you explore your host country and experience different cultures, you won’t want to worry about the financial burden that could accompany a sudden unexpected illness or injury. StudentSecure study abroad insurance can provide peace of mind for both you and your parents as you enjoy your adventure.
StudentSecure plans are offered in four levels of coverage, so you can choose the policy that fits both your travel situation and your budget.
Business Travel— Companies and industries of all sizes are expanding beyond their home country’s borders. If your work sends you abroad, you’ll need international medical coverage. A traditional Atlas Travel plan can provide you with adequate coverage, but if you find yourself traveling abroad multiple times a year for work, an Atlas MultiTrip plan might make the most sense.
Atlas MultiTrip is an annual insurance plan designed for multiple trips of up to 30-45 days, whichever you elect, throughout the year. With a convenient one-time payment, you can rest easy knowing any last-minute international trip will be covered.
Adventure Travel— If your international travel includes answering the call of the wild, you’ll want to be sure you’re covered for the unexpected. Thrill seekers and adventurers planning to ski, hike, or swim while traveling, run an increased risk of injury or illness. Select coverage for sports and other activities is included in an Atlas Travel policy at no extra cost to you.
Missionary Travel— Missionary travel can be a fulfilling and meaningful experience. As you travel abroad to help the less fortunate, you’ll want to be sure your own needs are covered with a travel medical insurance policy. An Atlas Travel insurance policy can provide you with the emergency coverage you’ll need as you accomplish your mission.
If you’re traveling with a group to perform missionary services, be sure to take advantage of an Atlas Group discount.