2018 Open Enrollment for PSC (USAID) – Contracted Employees Living Worldwide; Medical, Dental, Life Insurance, Long Term Disability, Air Evacuation, Short Term Medical Cover

Global Medical Insurance for Those Who Live Abroad

Medical Plan Options for Overseas Workers

2018 International PSC Benefits Offered Through Offshore Health Benefits (Life-AD&D Insurance/United Healthcare PPO/ Dental/Med-Evacuation Offered Along With WEA Global Medical Coverage)

Eligible PSC’s and non-PSC may enroll in the WEA International Medical Plan with USA PPO (United Healthcare) through Offshore Health Benefits at any time in 2018. There is no charge to assist you. The WEA Signature Medical Plan options include Global Medical, Air Ambulance, Dental (Elite Plan only) and Life-AD&D (up to $100,000 per employee with acceptance of the Global Medical plan). We have listed the Signature Plan benefits and rates below and encourage all interested employees to set up a Skype call to discuss options. Contact information:

OffshoreHealthBenefits.com / Skype: Offshore Health Benefits

USA Tel. 512-296-4976/ offshorehealthbenefits@gmail.com

We are offering up to $100,000 of Life and AD&D insurance along with the Medical coverage. The Life / AD&D benefits can only be offered along with an approved medical plan. Annual Rates are substantially lower than Aetna International & Cigna International, saving you premium dollars every year.

We are offering the Signature Series CARE, SELECT and ELITE plan options for you and your family to consider. The Elite Plan with a $500-$1000 annual deductible is very popular. The Medical underwriting process is fair and happens quickly in most cases. Medical notes may be required. The main requirement is that the plan start date must be the day a member departs the States or their home country. If the member is presently abroad or outside of the USA at the start date, then all is satisfied. The member would simply use their overseas address and pinpoint a start date of the 1st or 15th of the month in the application. We encourage all to apply online through the link below. The site is safe and protected. Use of an embassy or consulate street address is sufficient to meet this Non USA requirement, we can always update the system with longer term global address at a late time. Participants can use a U.S. address, including DPO/APO address, for credit card payments. Member kits and cards will be sent via e-mail only. A member must have a Non – USA address and live outside of the States for at least 6 months out of the year. The rates are annual not monthly and we highly recommend the ELITE plan with Dental. Not all countries are accepted however, we do offer other global insurance through HCI (London) who may be able to step it. We have sold the WEA plans since 2014 and perform audits annually. We give the company and plan options ranking of 94%, which is high.

WEA Global Medical Application (apply here): Online WEA Application

The WEA plan is offered through Offshore Health Benefits and the contract is written through Lloyd’s of London via the PA Group and member. Offshore Health Benefits has served thousands of Expatriates and their families since 2002.

Through United Health care, the plan offers a vast USA PPO national network, prescriptions at most pharmacies, Med-Evac coverage, etc. If you have questions, it is best to consult with our office prior to purchasing the plan. We are glad to set up a time to discuss the plan benefits at no charge. We do not recommend the CARE plan due to low reimbursement levels for Inpatient and Emergency Care in the States. The Elite plan offers a dental plan, therefore we recommend this at as a “top pick.”

IMPORTANT: USAID (the employer) provides reimbursement of 72% of health insurance premiums, up $7,266 per year for individuals and up to $20,399 for families. (There’s no separate cap for just employee + spouse.) In addition, USAID provides reimbursement of 50% of life insurance premiums, up to $500 per year.

*the posted rates below do not reflect the Employer paid portion. Simply deduct accordingly or contact our office for exact figures

WEA Global Medical Plan – Long Term Coverage (CARE/SELECT/ELITE):

Long Term Medical Coverage is for those employees who live outside of their home country for at least 12 months and need a renewable health plan which offers a guaranteed renewal to age 74 and access to healthcare back in their home county, like the USA. The WEA Elite plan is very often a perfect fit and offers Life Insurance, Dental and Air -Evacuation.

WEA 2017 Signature Healthcare Plan Brochure (comparison)

WEA RATES 2018: WEA Signature Rate Sheet 2017-18 (Elite Plan with Worldwide Cover – Most Popular)

WEA Life Insurance with AD&D (can choose up to $100,000 for Employee only, medical cover is required):

WEA 2018 Life Insurance Option

WEA Travel Assistant Rider: (important add on for lost luggage, trip assistance, legal representation, etc)

Travel Assistance – WEA 2017

WEA Global Medical Application (apply here): Online WEA Application

Frequently Asked Questions

Filing a Claim Online

Expat Resources

Short Term Coverage

HCC Short Term Medical & Travel Coverage is an option for those who need coverage for a period from 5 days to 12 months. The HCC Atlas plan offers benefits and services which provides affordable protection to meet your health insurance and Medical Evacuation when you are not eligible for a 12 month term renewable plan or simply need to be covered for trips.

HCC Atlas Multi-Trip (travel to more than one country)

HCC Atlas Plan (travel to one country)

HCC ATLAS -Link to Apply: HCC Atlas Short Term Medical Link to Apply

More Information on the WEA Signature Series:

WEA Providers in the United States (PPO United Healthcare)
Our network of providers in the United States is managed by UnitedHealthcare, which
is a division of UnitedHealth Group, the largest most diversified health care company in
the United States. For 5 consecutive years, UnitedHealthcare has been recognized as the
top ranking company in the insurance and managed care sector by Fortune’s “World’s
Most Admired Companies” list. With a total workforce of more than 190,000 people
worldwide, UnitedHealth Group serves people residing in all 50 states within the United
States and in more than 125 countries. UnitedHealthcare’s U.S. network includes 595,000
physicians and other health care professionals, and over 4,900 hospitals. In addition,
their pharmaceutical management programs provide affordable access to medications
for more than 13 million people worldwide.

WEA International Providers
When receiving treatment while outside the U.S., you can choose the Medical Facility or
Specialist that best fits your needs. Lyncpay, our third-party administrator, is continuously working towards growing our network of Preferred Providers. Contracting the best medical providers around the world to establish a top-notch network of hospitals and doctors that offer our WEA clients exclusive coverage and benefits. To get the latest list of preferred providers in your area, please send a request to providers@lyncpay.com (let them know that you are a client of Offshore Health Benefits) or contact our team.

Why the WEA Signature Plan?
WEA Signature Plan is designed for individuals and families of all nationalities living outside their country of citizenship, offering:
Three different plan options: Care, Select and Elite (with 5 deductible choices)

Free coverage for your first two dependent children under 10 years of age when applying as a family, if both parents are included under the same policy
Plus, optional riders to help you create a plan that meets your particular needs:
Maternity Care offering coverage for complications of pregnancy and birth, with a $50,000 lifetime maximum (included in the Elite plan option).

Travel Assistance up to $10,000 coverage with deductible waived.

Life and Accidental Death & Dismemberment (AD&D) coverage
options starting at $10,000 up to $100,000
Advantages of WEA

Signature Plan
Comprehensive inpatient and outpatient benefits such as surgeries, cancer treatment,
durable medical equipment and air/ground ambulance

Online member portal to submit and monitor
your claims at your own convenience

Access to thousands of the best medical providers worldwide

Lifetime guaranteed renewability

Worldwide coverage / Customer service 24/7/365 / Flexible underwriting

Background – PA Group and the WEA “Signature” Series Medical Plan: Premier Assurance Group (PA) was founded by two former General Electric executives with a heart for people and a passion for helping others in preparing for the future and life’s most important events. From protecting our clients’ health with worldwide coverage to helping them achieve a successful financial future, PA Group creates financial security road maps for life’s most significant events. For over 18 years, PA Group has guided and protected our international clients with comprehensive health and wealth accumulation solutions.

Accomplishments:

  • An Investment Solutions Company has evolved into a Life, Health, and Investments company
  • PA Group Expatriate health expertise has been leveraged to now cover global citizens in over 195 countries through the PA Group Accident and Health Division
  • PA Group provides its clients access to renowned Worldwide Networks such as UnitedHealthcare and AXA
  • Today, the Company has clients in more than 195 Countries that rely on us for their worldwide medical coverage and/or investment and retirement solutions
  • Premier Assurance Group gained the distinction of becoming a Lloyd’s of London Coverholder

Background – Offshore Health Benefits, Ltd: Offshore Health Benefits, experts in expatriate health insurance, is an experienced international medical insurance consulting firm advising expatriates, third country nationals, and locals with international medical products and services. Offshore Health Benefit’s consulting team works with individuals, families, small and large businesses, associations and governments throughout the woirld. We are a solution-based organization with over 15 years of international insurance planning experience offering a comprehensive line of international insurance products designed to fit the needs of the global business, citizen and traveler. Simply put, we work with everyone throughout the world, since 2002. Affordable annual premiums and timely claim reimbursement are the most important factors. Email our group today for Skype consultation, we will make joining easy. offshorehealthbenefits@gmail.com. Or call our USA tele: 512/296-4976.

WEA Member Testimonials:

“I have received the payment. Thanks a lot, I really appreciated your help and compassion during the process. I wish all the customer representatives at other companies we are dealing with every day would do the same great jobs like you did. Wishing you all the best and happiness in your life.”

Claudio –Member, WEA

“Greetings from the jungles & beaches of Panama! […] Just wanted to send out an extra Thank You for all your help over the last months. You were the voice of reason & clarity. You were well-organized, professional, kind and clear. You go above and beyond. Great at your job. That makes a big difference for me and your other clients. Thank you.”

Bennison –Member, PA Group

“Me encontraba de vacaciones en Miami. Me dio un dolor en el pecho. Resultó ser un problema del higado. Personal atento en la clínica Mercy aceptaron el seguro sin pregutar nada, con sólo enseñar la tarjeta. Gracias a Dios todo salió bien. El servicio de PA Group es excelente, me llamaban a cada rato. Gracias a mi corredor Antonio Awak que estuvo siempre pendiente. ¡La verdad 0 quejas!”.

Nelson Omaña – Member, PA Group

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